Do I need to raise my New Jersey Shore home?
Please visit http://www.region2coastal.com/sandy/table , and input your address to learn your new ABFE and zone. Adhering to the ABFE adopted by New Jersey will help protect your home from future flooding and damage, as well as minimize or prevent the possibility of flood insurance premium increases.
What is an ABFE? ABFE (or BFE) stands for Advisory Base Flood Elevation.
This refers to the highest elevation of water expected at any given location in the 1% annual chance of a flood event. FEMA uses updated coastal studies methodologies and topographical data to update the ABFE. The new ABFE is expected to be released by FEMA in early June 2013.
What is a V zone?
The V zone refers to areas in tidal floodplains that are at risk for hazards associated with storm-induced waves at least three feet in height. Homes in a V zone being raised or rebuilt using a masonry foundation application require the installation of helical piles. For homes not using masonry foundations the recommended application is wooden pilings.
What is the difference between helical piles and wooden pilings?
Helical piles or piers are made from galvanized steel and are advanced deep in the soil to transfer the weight of your home onto load bearing bedrock. They are installed with specialized machinery directly under your raised home, eliminating the need to temporarily move your home. Wooden piling installation requires moving your home safely to another location while the pilings are installed. The use of wooden pilings is a less expensive application, however, the higher cost of moving the home instead of just raising it could cause the wooden piling installation to be more expensive.
How does the ABFE affect flood insurance premiums?
Homeowners must raise their homes to at least their new ABFE to avoid drastic flood insurance premium increases. Homeowners that raise their homes an additional two feet above the ABFE could be offered even lower flood insurance rates. Often times, the long term insurance savings can offset the cost of raising the home.
What is involved in raising my home to new flood elevations?
The process begins with obtaining architectural and engineering plans, soil boring samples and an elevation certificate. The engineering plans and any other necessary engineering documents, as well as utility disconnect notices must be submitted to the local building department for approval and permits. An electrician, plumber and HVAC technician must be contracted to disconnect, then reconnect all electrical and plumbing. A house raising company must be contracted to raise the home safely. A mason must be contracted to rebuild the foundation or install pilings based on the engineering plans. A construction company may be necessary to repair any interior or exterior damage. Structural Solutions of NJ offers all of these services as part of our turnkey house raising package. We are by your side from the very beginning of the process until the very end, guiding you through township permit requirements, ICC claims and the grant process.
How do I choose a house raising company?
Choosing a house raising company can be an overwhelming task. Most people do not anticipate needing this service in their lifetime. The most important criteria for selecting a house raising company is location. A local contractor is not only aware of local building codes and regulations, they also have extensive knowledge of local soil and weather conditions. Beware of contractors from out-of-state that open a local office and call themselves a local house raiser. Many of these companies are not properly insured or registered with the State of New Jersey. Structural Solutions of NJ is insured and registered in House Raising, Masonry and Construction in New Jersey.
Is your company local?
Absolutely. Our shop is located in Toms River, NJ. The owner of Structural Solutions of NJ is born and raised in Ocean County and has specialized in repairing severe structural damage in homes in the area for 20 years. As a Toms River resident, he has strong ties to the community and has many family and friends who suffered devastation from Superstorm Sandy. He is committed to helping homeowners rebuild and restore the Jersey Shore, and is present on every job and always available to answer any questions homeowner's may have.
What do I have to do personally to raise my home?
It depends. Some house raising companies strictly raise houses. As a homeowner, you would be responsible for obtaining permits and contracting each service necessary, including the architect, engineer, electrician, plumber, HVAC technician, mason, builder and even landscaper if necessary. Structural Solutions of NJ offers a complete turnkey house raising package, leaving you, the homeowner, with no responsibility. We can handle everything from start to finish.
What services does your company offer?
Structural Solutions of NJ offers a complete house raising package, including architectural/engineering, electrical, plumbing, house raising, excavation, masonry and construction. We also offer assistance with obtaining permits, filing ICC Claims and applying for grants. We can handle as much or as little as you prefer.
How long will I be out of my home?
It varies. Depending on the size of the house and the scope of the work, it could be as little as a 30 days or as long as 90 days.
What Our Clients Say...
Structural Solutions has been a great partner. They have taken much of the worry and confusion out of the process of rebuilding with their prompt customer service, construction expertise and professionalism. more Testimonials »